Costs & Financing

Real numbers, no surprises — and a plan you can afford.

Implant pricing shouldn’t be a mystery you only solve in the chair. Here’s what treatment actually costs, how financing makes it manageable, and how your $500 certificate brings the number down.

  • Transparent price ranges for every procedure type
  • Financing from $214/mo — approval even with fair credit
  • A $500 certificate that stacks on top of it all
A couple reviewing their dental implant treatment plan together

Plans from

$214/mo

$500

Certificate applied

$3K+

Single implant, all-in

80%

Cherry approval rate

$70K

Financing available

$500

Certificate value

What it really costs

Transparent pricing, broken down by procedure.

These are honest, all-in ranges — the kind you can actually budget against. Your exact quote comes from your specialist, but you’ll walk in already knowing the neighborhood.

Single tooth implant

$3,000 – $5,000

per implant

One implant post, abutment, and crown — the complete replacement for a single missing tooth.

  • Titanium implant post
  • Custom abutment
  • Porcelain crown
Most common

Multiple implants

$6,000 – $10,000

typical 2–4 teeth

Several implants — or an implant-supported bridge — to restore a span of missing teeth.

  • 2–4 implant posts
  • Bridge or individual crowns
  • Planning imaging

Full-arch / All-on-4

$20,000 – $35,000

per arch

A fixed, full set of teeth anchored on as few as four implants — an entire arch restored.

  • 4+ implants per arch
  • Fixed full-arch prosthesis
  • Surgical + restorative phases

Ranges are for education and budgeting. They are not a quote or an offer of treatment — your specialist provides an exact price after examination.

Where the number comes from

Four things that move your price.

Understanding these makes any quote you receive make sense — and helps you ask the right questions at your consultation.

Learn the essentials

Number of implants

Replacing one tooth costs far less than restoring a full arch. More implants, more materials.

Bone grafting or sinus lift

If the jaw needs rebuilding to hold an implant, that preparation is an added, one-time step.

Materials & crown type

Porcelain, zirconia, and the abutment style you choose each move the price within the range.

Your provider & region

Specialist experience and local cost of living both factor in — which is why we show ranges, not one price.

See it in numbers

How the math works.

Here’s a real example — a single tooth implant — with the $500 certificate applied and financing spread over time.

Single tooth implant
Estimated cost
$5,000
$500 certificate
−$500
Amount to finance
$4,500

Estimated monthly payment

On the $4,500 balance, by plan.

Provider Term Est. / mo
Cherry 12 months 9.99% APR $395
Cherry 24 months 12.99% APR $214
CareCredit 12 months 0% APR* $375
CareCredit 24 months 17.99% APR $225

Illustrative only. *CareCredit 0% APR is for qualified applicants on 12-month plans. Actual terms depend on the provider’s approval and your credit profile.

Financing partners

Pay monthly, on terms that fit.

We work with three trusted lenders so more people qualify. Declined by one? Another often says yes. Your $500 certificate applies on top of any plan.

Recommended

Cherry

60-second application

Approval
80% approval rate
Credit
520 minimum score
Check
No hard credit check
Up to
Up to $10,000
  • Fast 60-second application
  • No hard credit check — it won’t affect your score
  • 80% approval rate
  • Low minimum credit score (520)
  • Flexible monthly payment plans
Apply with Cherry

CareCredit

0% promotional periods

Approval
Approval varies
Credit
640 minimum score
Check
Hard credit check
Up to
Up to $25,000
  • 0% promotional financing periods available
  • Accepted at 225,000+ providers nationwide
  • Usable across many healthcare needs
  • Online account management
Apply with CareCredit

Proceed Finance

Larger treatments, longer terms

Approval
Approval varies
Credit
600 minimum score
Check
Hard credit check
Up to
Up to $70,000
  • Higher loan amounts for extensive treatment
  • Longer repayment terms available
  • Fixed interest rates
  • No prepayment penalties
Apply with Proceed Finance
Your $500 head start

Free to earn. Real toward treatment.

Every specialist in our verified network honors the New Smile Guide certificate. It isn’t a coupon or a gimmick — it’s $500 that comes straight off the amount you finance, and it stacks with insurance.

Certificate

$500

Toward your dental implant procedure

Honored network-wide · Stacks with financing & insurance
How the certificate works
  1. 01

    Complete a free course

    Finish any New Smile Guide implant course to unlock your certificate — no cost, no catch.

  2. 02

    Claim your $500 certificate

    It’s issued instantly and honored by every specialist in our verified network.

  3. 03

    Apply it toward treatment

    Stack it on top of any financing plan — it lowers the amount you actually finance.

Insurance & pre-tax dollars

Coverage may reach further than you think.

Implant coverage has changed. Before you assume you’re paying everything out of pocket, it’s worth a benefits check.

  • Many dental plans now contribute toward implants — often covering the crown or a share of the surgical fee, even when they historically excluded implants.

  • Your specialist’s team can run a benefits check before you commit, so you know your out-of-pocket up front.

  • FSA and HSA dollars can typically be used for implant treatment — pre-tax money toward your new smile.

  • The $500 certificate stacks with insurance and financing; it is not an either-or.

Cost questions, answered

The money questions patients ask most.

Straight answers on cost, coverage, and financing — no fine print, no pressure.

Talk to our team
How much does a dental implant cost?

A single tooth implant typically ranges from $3,000 to $5,000, which includes the implant post, abutment, and crown. Multiple implants generally run $6,000 to $10,000, and full-arch solutions such as All-on-4 range from $20,000 to $35,000 per arch. Your final number depends on how many implants you need, whether bone grafting is required, and the materials you choose.

How much does All-on-4 or full-arch cost?

Full-arch restorations like All-on-4 typically cost $20,000 to $35,000 per arch. That covers four or more implants, the fixed full-arch prosthesis, and both the surgical and restorative phases. Because it replaces an entire arch of teeth on as few as four implants, it is often more cost-effective than replacing each tooth individually.

Are dental implants covered by insurance?

Increasingly, yes. Many dental plans now contribute toward implants — commonly covering the crown or a portion of the surgical fee, even when they historically excluded implants entirely. Your specialist’s team can verify your specific benefits before you commit, and FSA or HSA funds can typically be applied as well.

Can I finance dental implants with monthly payments?

Yes. We work with Cherry, CareCredit, and Proceed Finance to spread treatment across affordable monthly payments. Cherry offers a 60-second application with no hard credit check and an 80% approval rate. CareCredit offers 0% promotional financing periods for qualified applicants. Proceed Finance handles larger treatments up to $70,000 with longer terms.

Do I need good credit to get approved?

Not necessarily. Cherry accepts credit scores as low as 520 and runs no hard credit check, so applying will not affect your score. CareCredit generally looks for around 640 and Proceed Finance around 600. Because approval standards differ, many patients who are declined by one partner are approved by another.

How does the $500 certificate work?

Complete any free New Smile Guide course and you earn a $500 certificate toward your procedure. It is honored by every specialist in our verified network and stacks on top of insurance and financing — it directly reduces the amount you finance. If you finance a $5,000 implant, the certificate brings the financed balance to $4,500.

Why do you show price ranges instead of one price?

Because an honest implant price depends on your specific mouth — how many teeth are involved, whether the jaw needs grafting, the materials chosen, and your provider and region. Anyone quoting a single flat price online is guessing. We publish transparent ranges so you can budget realistically, then get an exact quote at your consultation.

Start with the $500 head start.

Take a free course, earn your certificate, and walk into your consultation already knowing the numbers — and how you’ll pay for it.

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